"Managing Finances for New Beginnings and Wedding Expenses! The Popular 'Selection File' from Daiso"
2019.02.15 published
I’m worried about managing my household finances!
Many of you may have started managing your household finances after getting married.
Since you are building a household together, it’s important to manage your money carefully for the future, right?
But…
☑ I can't keep up with my budget book
☑ I don’t really understand but am in the red every month
☑ I can't grasp all my expenses
Does anyone have these kinds of worries?
Managing household finances as a couple is new for many. How are other wives managing it?
Daiso's [section files] are said to be convenient!
If you’re not good at the details but want to manage your household finances properly from now on, I recommend an item that has become popular among housewives who are fumbling through household management.
That item is Daiso's [section files], which have caught the attention of organizing advisors and mom bloggers!
The size is [width 17.5 cm, height 12 cm, depth 3 cm].
It's an accordion file, so the width can expand significantly depending on how much you put inside.
The key point is that it’s semi-transparent, making it easy to see what’s inside, and it has an index where you can stick labels with item names!
You can see at a glance what is inside, making it very easy to organize.
Let’s introduce how everyone is using Daiso's section files!
Managing household finances with Daiso's section files ① Savings for large expenses
An idea for saving for large expenses that occur a few times a year, in addition to monthly food and sanitation costs, using a section file.
This person saves a fixed amount each month in the section file for:
☑ Property tax
☑ Vehicle maintenance costs
☑ Gasoline expenses
You can see how well categorized everything is by swiping through the images!
They also properly categorize items such as birthdays, Father’s Day, Mother’s Day, and year-end gifts in the section file, so there’s no confusion about “how much can I spend?” at those times.
Filing cash carefully can help you become a smart budgeting wife!
(However, keep in mind that the dividers inside the section file do not go all the way to the bottom, so it’s not suitable for managing coins.)
Managing household finances with Daiso's section files ② Weekly budget management
An idea for managing cash by deciding how much you can spend weekly for living expenses and putting that amount in the section file.
You can keep receipts in the open sections to make recording your budget easier.
You can visualize how much you have left this month, which is likely to reduce unnecessary spending!
Managing household finances with Daiso's section files ③ Weekly and monthly budget management
An idea for managing your budget weekly by deducting fixed costs from your salary and dividing the remaining amount by the next payday over 4 or 5 weeks.
In the section file, you create sections for each week’s budget and for regular monthly expenses such as hair salon visits or kindergarten fees.
This is an applied version of the previous idea.
It’s a technique to manage all expenses except for fixed costs using a section file.
Managing household finances with Daiso's section files ④ Passbook management
The section file also serves as an excellent passbook case!
☑ Each spouse’s salary accounts
☑ Each spouse’s savings accounts before marriage
☑ Household savings account
☑ Coin savings account
☑ Wife’s secret savings account
Some people have all seven accounts stored neatly in a section file.
The expandable design is great because it won’t burst even if you store multiple passbooks.
If both partners' passbooks are visible to each other, it might help eliminate any lack of transparency in the household finances!?
It could also be used to manage wedding expenses!
We introduced Daiso's section files, which can be useful for household financial management.
They can also be used to manage expenses related to weddings, not just daily living costs.
For example, if you decide on certain amounts for specific non-venue items beforehand and manage them with a section file, you may reduce the chances of reflecting later, “I really spent a lot.”