"Bridal Insurance that Offers Compensation in Case of Wedding Cancellation Up to 45 Days Before the Event"

2020.06.15 published

提供：株式会社あそしあ少額短期保険

Do You Know About "Bridal Insurance"?

✅ Smartphone Screen Insurance

(Insurance that pays you money if your smartphone screen gets broken)

✅ Weather Insurance

(Insurance that refunds your money if the weather is bad on your travel day)

There are various types of insurance products in the world, but...

What do you think about "Bridal Insurance"?

Bridal insurance is insurance taken out for weddings.

It’s an insurance product that compensates for cancellation fees in case of unforeseen troubles at the wedding.

@hire_wedding

You can feel at ease in situations like this.

With bridal insurance, you can have peace of mind if:

✅ You have to postpone the wedding due to a family tragedy

✅ A family member or the bride or groom is hospitalized for more than 7 days (including cases related to COVID-19)

✅ During pregnancy, if there are concerns about the baby's health and the doctor recommends postponing the wedding

✅ Your home suffers from a natural disaster and you cannot focus on the wedding

✅ You catch the flu just before the wedding

✅ The groom gets injured while doing a sport and has to be hospitalized

This insurance provides security in case you want to cancel for reasons like these, so you can be at ease.

When you apply, the compensation amount that corresponds to your claim will be transferred, which means you won’t have to pay the cancellation fee out of pocket.

Having the option to cancel without the added stress of "there's a family tragedy, and emotionally as well as socially I want to cancel, but the cancellation fee is high and it's a budget concern..." is a huge relief mentally.

➡ For more details about Bridal Insurance *

@weddingram_1010

Examples of When Bridal Insurance Was Beneficial*

The most concerning situation is when a family member of the groom is hospitalized or there is a tragedy, and you end up unable to cancel the wedding due to financial reasons.

If there's trouble with your own family, it may be resolved through "communication" since they are blood relatives.

However, with the other party's family, it doesn’t work that simply. If you have to go through with the wedding despite this, even if they verbally say “it’s fine, go ahead with the wedding,” deep down they might harbor feelings like

“The bride didn’t mourn” or “The bride held the wedding while I was hospitalized,” leading to conflicts, particularly mother-in-law/daughter-in-law problems. This is a horrific scenario.

It’s already a sad time due to the family tragedy, and having to think about money issues while navigating difficult relationships is the worst, right?

Just imagine how much easier it would be if you could remove the financial worries during such a time.

That’s what bridal insurance is for.

@R2021_6_05

There’s only one type of bridal insurance in Japan.

Although bridal insurance is somewhat well-known, there is actually only one type of insurance that couples can join domestically.

The only comprehensive wedding insurance available for couples is “For a Good Day,” offered by Asocia Co., Ltd.

There are only three plans available:

①

A 56,000 yen plan that covers up to 8.5 million yen

②

A 36,000 yen plan that covers up to 5 million yen

③

A 16,000 yen plan that covers up to 1.5 million yen

These are the three options.

The conditions for joining the insurance are that you must live in Japan and have more than 45 days until the wedding.

Basically, anyone can enroll.

Even if the bride is pregnant, she can enroll, and in cases where a family member is ill, you can join as long as it’s not certain conditions.

By applying online and paying either 56,000 yen, 36,000 yen, or 16,000 yen once via credit card or convenience store payment, you can receive this level of coverage, which is reassuring.

If you’re planning a wedding between winter and spring, when there might be an influenza outbreak or if someone in your family is ill.

Given that anything can happen on the day, it might not be a bad idea to enroll just in case.

@rm_wd202111

Additionally, coverage applies to troubles on the wedding day.

What’s reassuring about Asocia’s bridal insurance is that it also covers troubles that occur on the day of the wedding.

For example:

✅ If a guest drinks too much and damages the venue’s property

✅ If rented dresses or kimonos get damaged

✅ If a guest needs to be urgently transported during the ceremony

You can receive benefits for situations like these.

There are many firsthand accounts of “I’m glad I got insurance!” available on Asocia's “For a Good Day” website, so please check them out.*

➡ Testimonials from past brides about “I’m glad I got insurance!”

@misamisa24

Bridal insurance might give you peace of mind.

Weddings involve a significant amount of money, which makes it difficult to cancel easily, and that’s a drawback.

Even if you have several months until the wedding, in many cases, the cancellation fees are over 100,000 yen.

Even if you think with your head “it’s just 100,000 yen. I want to prioritize manners and risk hedging,” 100,000 yen is a significant amount of money. You can't really consider it "just."

Moreover, just before the wedding, cancellation fees rise even more sharply.

It’s a terrifying thought to think of not being able to cancel due to financial reasons and having to mask an illness while showcasing the bride's appearance.

If insurance can cover the cancellation fees, you will have fewer worries and feel much lighter. Being able to choose to hold the wedding again on another day without increasing your out-of-pocket costs is truly a happy thing.

Please discuss “Do you know about bridal insurance? What do you think?” with your husband or family first.*

➡ For more details about Bridal Insurance *

@nmch_wd

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